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Economic Development
United Way Center for Financial Stability
South Florida Urban Ministries (SFLUM) strives to move people from poverty to prosperity by taking a holistic approach to help individuals and families achieve success. Financial success is one priority which is why SFLUM is extremely proud of its new partnership with United Way of Miami-Dade. SFLUM and United Way are working together to help strengthen our community through the new United Way Center for Financial Stability, which opened in October 2009 in Northwest Miami.

This one-stop center, one of only two United Way Worldwide national pilot sites, provides families and individuals with a full range of services and support - from financial coaching to free tax preparation and benefits enrollment to employment assistance and credit counseling. SFLUM houses and operates the Center and sincerely thanks the founding partner, Bank of America, for its support.

For more information please visit

ASSETS (A Service for Self Employment, Training, and Support)
ASSETS is a small business development program for individuals in Miami-Dade County who want to start their own business or strengthen an existing business Anyone is eligible to apply for the program which has three cycles per year beginning in January, May and September. Find out more about the Assets Program by contacting us at 305-442-8306.
ASSETS Español
ASSETS Español es un curso que motiva a individuos a construir, o expander su propio negocio en el transcurso de once semanas que se inician en Febrero, Mayo, y Septiembre. Los participantes recibirán adiestramiento sobre diferentes tópicos indispensables para obtener éxito en el mundo de los negocios; entre ellos contabilidad, finanzas, publicidad, mercadeo, impuestos entre otros. Para más información llámenos al 305-442-8306.
Emergency Services Network (ESN)
The ESN consists of fourteen local churches that provide emergency services in Miami-Dade through food pantries, food vouchers as well as cooked and sit down meals. Each congregation has a core group of volunteers that organize and implement the program. Find out more about ESN here.

Project HEAL

The HEAL program provides support, emergency assistance and legal aid to the South Florida Haitian community who were affected by the 2010 earthquake in Haiti. Project HEAL helps individuals apply for legal benefits, access free immigration legal services and obtain referrals to other service providers as well as programs offered by South Florida Urban Ministries.
For further details and information about this program, please contact Immigration Attorney Janet Horman at 786-487-7254 or

Ways to Work Car Loan Program

South Florida Urban Ministries has launched the “Ways to Work” Program which will help low to moderate income working families secure a low interest loan to purchase a used car or refinance an existing loan. SFLUM will provide financial education and affordable loans to low-income families who lack access to fairly priced loans from banks and traditional lenders because of poor or no credit history.

Clients of this program will use the loans primarily to purchase reliable used cars to help them retain or move ahead in their jobs, reduce lateness and absenteeism at work, access additional education or job training and meet their family’s needs, such as transporting children to child care and school activities. In order to approve and/or deny the loans which clients apply for, SFLUM has built two Loan Committees which are made up of local community volunteers and experts. Each Committee will meet once a month to make decisions based on the Loan Coach’s information and recommendations. For further details and information about this program, please email
2850 SW 27th Ave.Miami, FL 33133 Phone: 305-442-8306 / Fax: 305-442-9726 Email: